No More Disruptors Please

October 22, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: philosophy.

Klingon disruptor and Starfleet phaser.

It’s been funny over the past decade or so where the word “disruptor” has been used. disruptor /d?s?r?pt?/ noun a person or thing that interrupts an event, activity, or process by causing a disturbance or problem. “the film follows his evolution from Hollywood star to political disruptor” One classic example has been in the fad • Read More »

Liz Truss Day 9: Bankers’ Bonuses

September 17, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: finance, politics.

Bullish

Just over a week since she was anointed as the political leader of the United Kingdom, Liz Truss’ chancellor, Kwasi Kwarteng has dropped the mother of all bombshells on the British public. Not much has really happened in the political sphere since the announcement of a windfall for the energy companies on her first full • Read More »

Liz Truss Day 1

September 7, 2022 | By Paul Mackenzie Ross | 1 Comment | Filed in: politics.

In her first full day as UK Prime Minister, newly-anointed Liz Truss made her position very clear: Excessive profit is totally acceptable. The energy companies, and indeed now all companies, have been given the green light to sit on every penny they’ve made from unexpectedly high profits. She also added, in her time during Prime • Read More »

Investing in Shares is a Discount on the Services You Use

September 3, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: Uncategorized.

Piggy Bank

Only the other day I said that we should all be shareholders. I say that partly because successive governments after Margaret Thatcher’s initial privatisation have promised that everyone can be a shareholder. The reality is that they are not. Depending on which figures you look at, only between 22% and 33% of Brits are direct • Read More »

My 1965 House Project

August 27, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: household.

I brought my three-bedroom, semi-detached house in 2006. I’ve not done much with it due to lack of funds, even for a reasonably well-paid professional, I’ve been subject to financial pressures alongside every other regular Joe in the country, before this whole “cost of living crisis” blew up in all our faces. It’s still got • Read More »

We Should All Be Shareholders

August 20, 2022 | By Paul Mackenzie Ross | 1 Comment | Filed in: finance.

Bullish

Do you remember when so many UK service were run by the state? I remember the gradual drip-drip sale of services, starting from the time of Margaret Thatcher’s election in 1979. It grew in the 1980s under “Thatcherism” and continued with her successor John Major, even when Tony Blair was PM from 1997 to 2007. • Read More »

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Why Conservative Tax Cuts Are Dangerous Right Now

July 11, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: finance, politics.

How the Tories have increased the cost of living

Boris Johnson hasn’t actually stood down yet, he’s only stated that he intends to. His track record on telling the truth aside, this means there should be a new Conservative leader and Prime Minister fairly soon, but I won’t hold my breath… This “resignation” has triggered a race for hopefuls to chase for the “top • Read More »

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The Cost of Living Needs Serious Attention

June 11, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: finance.

Graph showing cost of living searches in UK, 12 months to June 11th 2022 (Google Trends)

There’s been so much talk about the cost of living over the past few months. In many mainstream media outlets it’s commonly referred to as the “cost of living crisis”. To illustrate interest in the subject, here’s a Google Trends graph of the popularity of the search term “cost of living” in the United Kingdom • Read More »

There Wouldn’t Be a Cost of Living Crisis if We Had Better Management

February 17, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: business, philosophy.

Things go up. Things go down. When this happens along a historical timeline you can see that it’s cyclical. Stock market sentiment, share prices, inflation, interest rates and economic activity in general are all examples of systems that are subject to ebbs and flows in fortunes. Ultimately economies are just rather large businesses, made up • Read More »

Veganuary 2022

January 31, 2022 | By Paul Mackenzie Ross | No Comments | Filed in: food.

Vegan creamy gnocchi

(This was originally posted on 28th December 2021 but is republished each day of January 2022 to stay at the front of this blog) Having just read Dale Vince’s excellent Manifesto, I decided that maybe I should make an effort to reduce my red meat intake this next year. Part autobiography, part business biography and • Read More »